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Likewise, if you haven’t made the loan yet, you may set the effective date to a future date, so that the interest only starts accruing when the actual loan has been made, either way, when getting a loan we suggest to stick to repayment plan for installment loans online.
To be clear, having a later effective date does not mean that the contract will not be binding until that later date.
The SEC identified the audit deficiencies and predated work papers by comparing BDO’s final, archived work papers to a snapshot of the work papers as they existed at the time that BDO released its audit report.
The SEC’s order also found that if BDO’s engagement partner and engagement quality review partner had exercised due professional care, they would have identified these audit deficiencies before they released BDO’s audit report, which provided unqualified opinions on Am Trust’s 2013 financial statements and reporting controls.
These example sentences are selected automatically from various online news sources to reflect current usage of the word 'predate.' Views expressed in the examples do not represent the opinion of Merriam-Webster or its editors.
As of February 8, 2010 the original founders of Pre-Dating® bought the company from
To create the appearance that the audit was complete, the senior manager instructed the audit team to sign off on all work papers, regardless of whether work was finished, and to load signed blank or placeholder work papers in BDO’s electronic files.
The audit team finished its audit procedures after the filing and preserved the predated sign-offs in BDO’s electronic files by overwriting existing documentation in the placeholder work papers.
The contract is binding when both parties have accepted the contract.
In other words, if you sign that loan agreement today and its effective date is a month from now, you are bound to the agreement starting today even though you will not begin acting on it for a month.
The SEC has long since learned to read the metadata in electronic records.